LOIB | Lanka ORIX Insurance Brokers Ltd..

This policy is designed to cover contents and building according to the standard fire and Burglary policies. Its added features include many other covers granted absolutely free making it the widest cover presently available for its premium. The policy is also extended to cover the owner of the shop under a life policy at no additional cost.

Covers
Fire & Lightning, Explosion, Earthquake, Cyclone, Storm, Tempest, Flood, Hurricane, Tornado, Tidal Waves, Tsunami, Volcanic Eruption, Collision, Impact Damage, Aircraft Damage, Bursting & overflowing of water tanks, Burglary

Optional Covers
	Death and Disability cover for the insured up to Rs. 200,000/- (Life cover only for Natural & Accidental death & Permanent Disability)
	Electrical Extra Cover Rs.50,000/-.
	Cash in transit cover up to Rs.150,000/-
	Deterioration of food in the freezer (Max LKR 5,000/-).
	Plate glass cover up to LKR 50,000/-
	Public Liability for bodily injury and Property damage including food poisoning up to 25% of the Sum Insured or Rs.1,000,000/- whichever is less.
	Cash in Drawer Rs.15 000/- (During Business Hours)

Optional Covers
	Riot & Strike
	Terrorism
	Loss of net Income
	All risk Cover for Computers, Laptops and Cash Registers
	Cover for Building and its Permanent Fixtures/Fittings
	Hospital cash for the family members (spouse and children) of the policy holder depending on the Sum Insured
	Workmen's Compensation Cover for Employees.
	Plate Glass cover in excess of Rs.50,000/-(free cover available upto Rs.50,000/-)
	Electrical fire damage to Electrical items in excess of Rs.50,000/- (Free cover available upto Rs.50, 000/-)
	Accidental death or permanent disability to immediate family members of the Policyholder.

Call Kaushalya on 5333801 / 5333788 or Email - loib@lankaorix.com for further details.