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| Insurance Freedom Payment Protection Plan |
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This policy provides cover in respect of your cash whilst in transit or in your premises both during and after office hours against all risks. The policy could also be extended to cover the additional perils of Riot, Strike & terroism. |
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This can be obtained as a Guarantee against the bidding of Tenders for both construction and supply of services/ products.
Once the tender is awarded the following Bonds may be obtained.
- Performance Bonds
- Advance Payment Bonds
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| Personal Accident Insurance |
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Covers accidental death or disability to the person/s insured and the cover may be arranged on an individual or group basis. The cover is operative on a 24-hour basis and could be extended to cover Riot & Strike, Terrorism and motorcycling. |
The benefits payable under the policy are as follows: |
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Capital benefits for death or permanent total disablement |
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Proportional benefits for permanent partial disablement |
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Weekly benefits for temporary disablement |
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There must be actual ignition (or fire). Therefore, mere heating,
fermentation, scorching or damage by smoke without fire is not
sufficient |
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| Workmen’s Compensation Insurance |
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In terms of the Workmen's Compensation Ordinance/Act, an Employer is liable to pay compensation to an employee in the event of death or injury including occupational diseases, occurring to an employee in the course of his employment. Compensation for temporary total/partial disablement is also payable in accordance with the Act. This liability could be insured under the above Insurance policy. An additional feature of the policy is that it extends to cover the legal liability of the employer (under common law) as well, in respect of personal injuries or diseases to a workman, arising out of and in the course of his employment. |
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Travel policies to cover medical, personal accident, loss of baggage and travel delay. |
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| Fidelity Guarantee Insurance |
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Cover for fraudulent acts of employees. |
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| Surgical & Hospitalization Expenses Insurance |
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Cover is available under the policy for reimbursement of medical expenses incurred in connection with medical treatment or surgery in a hospital. |
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This cover provides protection against any loss of or damage to property in Business Premises or private dwellings caused by theft accompanied by actual forcible and violent entry or exit from the premises. |
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| Beyond Conventional Insurance Broking |
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Home Guardian |
Office Guardian |
Shop Guardian | Travel Guardian |
Health Guardian |
Motor |
Others |
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